Theft Claim Checklist

After you finish

Save the completed worksheet with the quote, policy, lease, or claim file it relates to. Revisit it after a move, renewal, major purchase, or loss.

Worksheet

Evidence	Saved?
Police report / incident number
Photos of entry or damage
Inventory of stolen items
Receipts / order history / serial numbers
Claim number and adjuster

Document a Theft Claim

Theft claims often depend on proof of loss, ownership, police documentation, and policy sublimits.

Report the theft to the appropriate authorities when required.
Do not discard damaged locks or property before documenting them.
Check special theft sublimits for jewelry, cash, bicycles, or collectibles.
Separate vehicle damage from property stolen out of a car.

Decision record

Make the checklist produce evidence

A checked box is useful only when it points to a document, decision, or unanswered question. Add the date, policy or quote identifier, and the location of supporting records so the checklist can be reviewed later.

Record	What to capture	Why it matters
Document	Policy, lease, receipt, photo, letter	Store a copy outside the rental
Decision	Selected limit, deductible, valuation	Record why it fits the household
Open question	Who must answer and by when	Do not convert uncertainty into a fact

Use this record for Theft Claim Checklist, then verify the answer in the current policy or with a licensed insurance professional.

Reference Sources

Use public insurance resources and your policy documents to confirm definitions, consumer contacts, and coverage limits before buying or filing a claim.