Compare Renters Insurance
Use this checklist to compare apples-to-apples across providers.
| Feature | Provider A | Provider B | Provider C | Notes |
|---|---|---|---|---|
| Personal Property (RCV) | Yes | No | Optional | RCV pays to replace new |
| Liability Limit | $300k | $100k | $500k | Consider umbrella needs |
| ALE | 20% | 30% | 12 months | Time or % cap |
| Deductible | $500 | $1000 | $250 | Higher = lower premium |