Four checks for every material guide
- Decision check: Does the page identify what a renter needs to decide or document?
- Coverage check: Does it avoid turning a common policy pattern into a promise?
- Source check: Does each time-sensitive or technical statement use an appropriate current source?
- Usefulness check: Does the page add a worksheet, example, evidence list, or decision framework beyond generic definitions?
Professional-review threshold
A named professional reviewer should be a real person with relevant property-and-casualty, claims, underwriting, risk-management, consumer-regulation, or comparable experience. Credentials must be described precisely. “Licensed insurance professional” requires an active license and jurisdiction that readers can verify; a designation such as CPCU or ARM must be current and used with permission.
What reviewers do not certify
- They do not promise that a carrier will issue a policy or pay a claim.
- They do not convert educational material into personal advice.
- They do not approve a page outside the scope actually reviewed.
- They do not lend a name to pages they have not read.
Update triggers
- A regulator or official source changes.
- A broken source prevents verification.
- A policy concept is stated too broadly.
- A tool calculation or accessibility behavior fails.
- Search or reader feedback reveals an unanswered decision question.